As borrowers desperately try to rework their mortgages they keep running into the same old barrier, the mortgage companies are so buried with reworks they can not get to everyone. Between TARP and Making Home Affordable program and other expectations many of the larger mortgage lenders just do not have the manpower and resources to support all the borrowers looking to rework the mortgages that need reworking.

With home prices still falling, administration opens up rescue program to homeowners whose loans are 125% of their home's value.

Mortgage loan modification services and programs offered by professional loan modifications companies. Home loan modification programs effective solution for those who face mortgage payment problems.

Several lawmakers whose districts are drowning in foreclosures are taking unprecedented steps to help people stay in their homes, including picking up the phone themselves to negotiate with banks on behalf of their constituents.

Alan Greenspan tells us today that he sees signs of the housing market bottoming.

The Financial Times tells us that delinquencies are increasing in prime mortgages, which are even harder to modify than subprime.